Commercial properties include such spaces as offices, industrial buildings, shopping malls, warehouses, retail parks, hotels, cinemas, and logistics buildings. Investing in commercial property can usually be considered as being a good diversifier in client portfolios. Read more >
With top-paying savings accounts in the UK now paying around 4% interest, and with cash rates for one-year fixed term accounts going as high as 5%, many consumers are now wondering whether they should simply hold onto their cash savings rather than investing. Read more >
AN ORIGINAL ARTICLE FROM SQUARE MILE INVESTMENT SERVICES On Wednesday 16th August, it was announced that UK inflation has fallen to its lowest level in 18 months. In this short piece, we briefly explore the key drivers and what this may mean for interest rates and portfolios: Headlines: Lower energy prices for both electricity and Read more >
As long-term investors we regularly experience periods of market weakness, however, the first half of 2022 has proved to be one of the most challenging on record: for instance, the main US stock market (S&P 500) has just had the worst 6 month start to a year since 1970. There have been few places to Read more >
Many of you will be aware of the volatility that stock markets have experienced throughout the coronavirus pandemic, with the FTSE 100 index trading at over 7,600 back in January 2020 and falling to a low point of 4,993.89 on 23 March 2020. This represents a fall of some 35% from peak to trough. However, Read more >
We are pleased to publish our first HSP Newsletter in which we have collated a few articles as an another method to provide useful information to our existing clients, future clients and many professional contacts. You can access the interactive PDF here HSP Newsletter or by going to the Useful Website Links page. We hope you find some Read more >
Through this period of lock down, it may be the case that your discretionary spending has reduced. You may be in a position where you have been able to review your direct debits and saved some money. For others this may have given you the opportunity to review your plans around saving, investments and your Read more >
Ian Vernon – HSP Financial Planning Right now, we all find ourselves in uncharted waters as the world unites in a fight against an invisible enemy, the coronavirus. The Covid-19 pandemic has had – and is still having – a terrible human cost, and it has brought economies to the brink of recession and caused Read more >
HSP Financial Planning Ltd are excited to announce the charities we have chosen to support in 2019. There was much deliberation and discussion between the team, and it was clear to see everyone engaged in the decision-making process. With so many worthy causes it was clear we could not support everyone and those who didn’t Read more >
As I boarded the train this morning, on my way to a client meeting in Wimbledon, I glanced down at my cufflinks showing the hand prints of my two amazing children. A present from my wife for my 40th birthday (the cufflinks that is). The perfect gift for “the man you can’t buy for”. That Read more >